Personal Checking Accounts

Find the Checking Account That’s Right for You. 

Our straightforward checking options allow you to bank when, where and how you want. You use it to pay bills, cover everyday expenses and maintain your lifestyle. Having a personal checking account is one of the best ways to keep your hard-earned money safe and easily accessible.

Access Checking

Access Checking gives you must-have features and tools that allow you the freedom to bank when, where, and how you want, all while receiving 5-star customer service. 
Open Access Checking Now

Complete a saved Access Checking application >

Connect Checking

Connect Checking is more than just a checking account. Convenient banking channels, enhanced security features, and other added services help to provide you with peace of mind. 
Open Connect Checking Now

 Complete a saved Connect Checking application >

Priority Checking

Priority Checking is an interest-bearing account with access to convenient banking channels, enhanced security feature and other priority services for more sophisticated financial needs.
Open Priority Checking Now Check Priority Checking Rates

Complete a saved Priority Checking application >

Every account comes with great service & powerful tools

Our bankers are dedicated to providing helpful service across all our locations and via our call center.

Been turned down for a checking account? 
Visit your nearest financial center to find out how we can help!

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Not sure which account is right for you?

This side-by-side comparison chart will help you sort through the details:


Access Checking

Convenient checking with great must-have features.

Open Access Checking Now

Connect Checking

Premium security benefits and added services.

Open Connect Checking Now

Priority Checking

Interest-bearing account to maximize your earnings. Check Rates

Open Priority Checking Now

Monthly Service Charge

$10 $12 $21

Minimum Daily Balance To Waive Service Charge




Service Charge Is Also Waived With

Direct Deposit of $250 or more; or for under age 24 or age 64 and over

Certain relationship balances of $5,000 or more1

Certain relationship balances of $25,000 or more2

Free Online Bill Pay

included included included

Free External Account-To-Account Transfers

included included included

Increased Mobile Check Deposit Limits With Mobile Banking3

  included included

No Monthly Service Charge On Any Linked Silver Savings Account

  included included

Discounted Financial Center Services Including Safe Deposit Box And Money Orders

  included included

Fees For Cash Withdrawals Refunded At All Other ATMs
All Visa International fees are non-refundable


Free Wire Transfers


Sweep Excess Balances Into A Money Market account


Elevated Call Priority


Identity Theft Protection4 Including Credit File Monitoring

  included included

‭Convenient Mobile Wallet options

included included included

Premium Debit Card Benefits including Increased Daily Spending Limits and Cellular Telephone Protection5

  included included

Free Annual Investments Analysis









1The monthly service charge on this account is $12.00 and will be waived when you maintain one or more of the following minimum daily balance of $1,500 or more or $5,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances. A Connect Checking account cannot be linked to any other Connect, Priority or Private Banking Checking account.

2The monthly service charge on this account is $21.00 and will be waived when you maintain one or more of the following:
A minimum daily balance of $10,000 or more, $25,000 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances or $250,000 or more in a Trust account or an account with Hancock Whitney Investment Services, Inc. (excluding annuities). A Priority Checking account cannot be linked to any other Priority, Connect or Private Banking Checking account.

3 While we don't charge for Mobile Banking, please check with your wireless carrier for any data or usage charges that may apply. Deposits are not available for immediate withdrawal. Your deposit limits can be found on the Deposit Check tab within Mobile Banking. Other information and restrictions apply. Please refer to the Mobile Check Deposit Terms & Conditions for more information.

Investment and Insurance Products-including Total Identity Protection Services:


 5Refer to Cellular Telephone Protection Guide to Benefits for more details.